Auto Insurance / HCAI / Motor Vehicle Accident Claims

Funded assessment and treatment

Are Psychology Services Covered after an Auto Accident?

  • If you have a pre-existing mental health condition that has been worsened by a motor vehicle accident (MVA), you may qualify for coverage of Psychology services under your auto insurance plan.
  • In addition, if you are struggling with a new mental health condition (emotional changes, behavioural changes, changes in attention, memory, etc.) or a brain injury (including concussion) as a result of an accident, the cost of Psychology services are covered under your auto insurance.

Our Psychologists assess, diagnose, and treat a range of conditions, including chronic pain, depression, anxiety, posttraumatic stress, and traumatic brain injury, including concussion. We are used to working with other treatment providers, doctors, case managers, insurance adjusters, and lawyers to make sure you get the treatment you need.

If you have an accident claim open, contact us, and we can assist you with applying for funding for treatment. We will meet with you to submit an “OCF-18 form”, asking for funding for services.

Assessment & Treatment of Collision-Related Mental Health Conditions

Counselling & psychotherapy

Our psychologists treat a variety of conditions, such as:

We also provide a variety of examinations to assess for accident-related injuries, including:

How are Psychology Fees Processed?

mvaOnce your auto insurer approves a treatment plan (OCF-18 form) for psychology services, here are the steps involved regarding processing fees:

Your auto insurer requires you to use up all available extended health benefits for psychology before we can bill your auto insurance company directly. 

If your extended health insurance company won’t allow us to direct-bill, we will ask you to pay for services at the end of each psychology session. We will issue you a receipt that you can submit to your extended health insurer for reimbursement.

Once you have used up your psychology coverage from your extended health insurer, they will issue you a letter stating there is no more coverage available. Please send us this form, which we will submit to the auto insurer on your behalf.

 

Thereafter, we can bill your auto insurer directly!

Meet Our Psychologists and Therapists

Andrea Brown, M.Sc.

Registered Psychotherapist (Qualifying) (Adults) - Burlington & Online

Primary Areas: Posttraumatic Stress Disorder/Trauma; Depression; Anxiety. Populations: Adults Locations: Burlington Onli [...]

Cara Morison, M.A.

Psychologist (Adults, Couples) - Burlington & Online

Primary Areas: Couples & Relationships; Depression; Anxiety; Pain; Trauma. Licensing Body: College of Psychologists of On [...]

David Sider, M.A.

Registered Psychotherapist (Qualifying) (Children 10+, Teens, Adults) St. Catharines & Online

Primary Areas: Anxiety; Depression; Drug and alcohol abuse; Self-harm/suicidal ideation; ADHD; & Pain Locations: [...]

Don Webers

Registered Psychotherapist (Adults) - Online

Primary Areas: Complex mental health; Addictions; Posttraumatic stress disorder; Personality disorders; Depression; Anxiety. Po [...]

Dr. Anita Hibbert

Psychologist (Adults) - St. Catharines & Online

Areas: Trauma & PTSD; Anxiety disorders; Depression; Bipolar disorder; Emotion dysregulation. Populations: Adults Loca [...]

Dr. Areeba Adnan

Psychologist & Neuropsychologist (Adults, Seniors) - Online

Areas: Brain injury; Stroke; Dementia; Depression; Anxiety; ADHD. Populations: Adults Seniors Location: Bur [...]

Dr. Carol-Anne Hendry

Psychologist (Children, Teens, Adults) - Burlington & Online

Primary Practice Areas: Trauma; Eating disorders; Relationship difficulties; Self-esteem; & Anxiety. Populations: Chi [...]

Dr. Charlotte Gooden

Psychologist (Adults) - Online

Primary Areas: Anxiety disorders; Chronic pain; Depression; & Posttraumatic Stress Disorder. Locations: Burlington [...]

Dr. Cheval Chez-Roy Birchwood

Psychologist (Adults) - St. Catharines & Online

Primary Areas: Anger management; Behavioural disorders; Anxiety; Depression; & Addictions. Locations: St. Catharines [...]

Dr. Christina Gojmerac

Neuropsychologist (Adults, Seniors) - All locations

Primary Areas: Stroke; Memory & aging; Dementia; Brain injury; & Schizophrenia. Populations: Adults Seniors [...]

Dr. Elena Ivanova

Psychologist (Teens, Adults) Online Counselling

Primary areas: Anxiety Disorders; Depression; Self-esteem; Pain management; & Anger management Location: Burlington Li [...]

Dr. Elmar Gardizi

Psychologist & Neuropsychologist (Adults, Seniors) - All Locations

Primary Areas: Brain injury; Dementia; & Stroke. Schizophrenia & psychosis; Depression. Populations: Adults Senior [...]

Dr. Jean Dennis

Psychologist (Children, Teens, Adults) - St. Catharines & Online

Primary Areas: Brain injury & concussion; Gender identity; Autism; Learning disabilities; & Depression. Populations: [...]

Dr. Lana Rappaport

Psychologist (Adults) - Online

Primary Areas: Borderline personality disorder; Depression; Anxiety; OCD; Trauma/PTSD Populations: Adults Locations: [...]

Dr. Lesley Miller

Practice Director, Neuropsychologist & Clinical Psychologist - All Locations & Online

Primary Areas: Traumatic brain injury; Anxiety disorders; Chronic pain; Depression; & Gender identity. Locations: [...]

Dr. Narmeen Ammari

Psychologist & Neuropsychologist (Adults, Seniors) - Burlington & Online

Primary Areas: Brain injury; Stroke; Dementia/Alzheimers; Depression; & Chronic pain. Populations: Adults Seniors [...]

Dr. Nicole Law

Neuropsychologist & School Psychologist (Children, Teens) - All Locations & Online

Primary Areas: ADD/ADHD; Autism spectrum disorder; Learning disabilities; Giftedness; Developmental delay/intellectual disability; [...]

Dr. Samantha Longman-Mills

Psychologist (Adults) - Online

Primary Areas: Anxiety; Self -Esteem; Depression; Bipolar Disorders; Chronic Pain; Trauma; Personality Disorders; & Retu [...]

Dr. Taylor Hatchard

Psychologist (Adults) - Burlington & Online

Areas: Depressive Disorders; Anxiety Disorders; Posttraumatic Stress Disorder; & Emotion Regulation. Populations: Adults [...]

Jason Stotts, M.A.

Registered Psychotherapist (Adults, Couples, Families) - Burlington & Online

Areas: Posttraumatic Stress Disorder; Depression; Grief; Sex Therapy; & Relationship Issues. Populations: Adults Licen [...]

Jeffrey Sica, M.Sc.

Registered Psychotherapist (Teens, Adults) - St. Catharines & Online

Primary Areas: Complex mental health; Addictions; Gender identity; Depression; Anxiety. Populations: Teens Adults Locat [...]

Jennifer Edwards, M.Ed.

Registered Psychotherapist (Teens, Adults, Seniors) - St. Catharines & Online

Primary Areas: Anxiety & Stress; Depression; Addictions; & Interpersonal difficulties. Locations: St. Catharine [...]

Jordan Van Hoffen, M.Ed.

Registered Psychotherapist (Adults) - St. Catharines & Online

Primary Areas: Depression; Anxiety; Stress; Pain; Trauma. Populations: Adults Locations: St. Catharines Online [...]

Rosina Mete, M.Sc.

Registered Psychotherapist (Teens, Adults, Seniors) St. Catharines & Online

Primary Areas: Anxiety; Pain; Depression; Eating disorders; Relationship issues; Self-Esteem; Trauma. Location: St. Cat [...]

Sarah Husain, M.Ed.

Psychologist (Kids, Teens) - Burlington & Online

Primary Areas: Anxiety; Depression; Trauma; Grief; ADHD; Social Skills; Behaviour difficulties; Parenting. Populations: [...]

Sheryl Johns, M.Ed.

Registered Psychotherapist (Teens, Adults, Seniors) - St. Catharines & Online

Primary Areas: Life transitions; Depression; Grief; Anxiety & Stress Management; Trauma; Relationship issues. Populations: [...]

Whitney Ringstead, M.A.C.P.

Registered Psychotherapist (Kids, Teens, Young Adults) - St. Catharines & Online

Primary Areas: Anxiety; Depression; ADHD; Autism; Parenting support/strategies; School concerns; Behavioural issues. Populat [...]